To Buy or Not to Buy The decision whether to buy or rent a home may have long-term implications. Share | Related Content Emotional vs. Strategic Decisions Information vs. instinct. Are your choices based on evidence of emotion? What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.