A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Related Content How to Make the Tax Code Work for You When you take the time to learn more about how it works, you may be able to put the tax code to work for you. Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. What's New for Social Security? There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement.